Catalog 2011-2012 [v2] 
    
    Sep 19, 2020  
Catalog 2011-2012 [v2] [ARCHIVED CATALOG]

Expenses and Financial Aid


All costs subject to change

Tuition Rates at Alliant

The Board of Trustees sets tuition on the basis of overall costs. Primary among its considerations are the academic and professional excellence of the programs. Realistically, students should anticipate annual increases in tuition and fees, just as they anticipate that their living expenses will increase over the period in which they are enrolled at Alliant.

In setting the annual tuition schedule, a distinction is made between students primarily engaged in coursework or practica, and students who are engaged in full-time internships or internships combined with other activities. Students who are involved in internships may pay less tuition than those who are not.

No student may register for a subsequent semester, take comprehensive exams, receive final clearance to post for defense of final dissertation, be issued a diploma, certificate or transcript, or be awarded a degree until all outstanding tuition, or fees are paid in full.

Alliant provides learning opportunities in many different formats and in many different locations, both in the United States and internationally.  The tuition, fees and related policies listed below are intended for most of our traditional programs located in the U.S. and in Mexico.  If your program is not listed, please contact the administration at your local campus or school for information specific to your location site.

The 2011-2012 tuition schedule follows: 

Undergraduate Programs

Beginning in 2010-2011, undergraduate tuition is charged at a fixed rate for two consecutive calendar years.  The tuition rate that is in effect during the first semester of enrollment will be honored for undergraduate courses taken during the first two consecutive calendar years.  Courses taken in years after the two-year fixed rate period will be charged at that year’s current catalog tuition rate.  Students who began taking classes prior to the 2010-2011 academic year will be charged at the current year catalog tuition rate.

2010-2011 Cohort:    
Flat rate tuition per semester for students who started in 2010-2011 academic year   $8,175
             (12-16 units)    
Tuition per semester unit   $600
             (0-11 units and each unit over 16)    
2011-2012 Cohort:    
Flat rate tuition per semester for students starting in the 2011-2012 academic year    $8,340
             (14-17 units)    
Tuition per semester unit   $610

(0-13 units and each unit over 17)

 
Students who started prior to Fall 2010:  
Flat rate tuition per semester for students who started prior to Fall 2010 $8,340
              (14-17 units)  
Tuition per semester unit $610
              (0-13 units and each unit over 17)  

Education Credential Programs – California Locations
 

Credential  

per semester unit

 $570
Student Teaching  

per semester unit

 $570

Master’s Degree Programs – California Locations
 

Business (MBA, MIBA)  

per semester unit

$820
Business (Presidio Graduate School MBA, MPA)                             
             per semester unit  $880
Psychology (MA, MS)  

per semester unit

$1010
Organizational Studies (MA, MS)  

per semester unit

$1010*

*MAOB at Fresno is $745 per unit

 
Education (MA)  

per semester unit

$570
International Relations (MA)  

per semester unit

$925

Doctoral Degree Programs – California Locations
 

Business (DBA)  

per semester unit

$970
Education (EdD)  

per semester unit

$915
Education (PsyD)  

per semester unit

$935
Law (JD)  
            per semester unit  $800
Psychology - CSFS, CSPP (PhD, PsyD)  

per semester unit

$1010
Organizational Studies (PhD, PsyD)  

per semester unit

$1010
Internships - Full-Time (CSPP, ASM, CSFS)  

Tuition per semester

$3,030

(12-month internships for clinical and forensic psychology students will be prorated to include the summer term)

 
Internships - Half-Time (CSPP, ASM, CSFS)  

Tuition per semester

$2,550
Internships - (HSOE, PPS)  

Tuition per semester

$1,195
Dissertation Extension (Doctoral)  

per semester

$3,180


Mexico City Campus
 

Value Added Tax will be charged to tuition (16%)*  
Undergraduate Tuition  
Undergraduate programs  

Tuition per unit

$350*
   
Graduate Tuition per Unit  
Business Administration $450*
International Relations $400*
Psychology $400*
Education $400*
   
Other Fees (per semester)  
Student Administration fee $150*
Student Council fee $30

 *All prices are quoted in U.S. Dollars. Due to international currency fluctuations, Mexican Peso rates are subject to change. For current rates of exchange, visit the International Currency Converter website at www.xe.com/ucc.

All costs are subject to change.

Room and Board – San Diego Campus Only

Academic Year Contract:

(9-month term, Fall through Spring)

No room charge during Winter Intersession or Holiday/New Year’s Break when an academic year contract is signed. Meal plans for Winter Intersession and Holiday/New Year’s Break are available for an additional fee.

A $265 Room Reservation fee/Security deposit is required for all students living on campus.

Undergraduate Housing:  

Private

$10,006

Double

$7,270

Room Reservation Fee/Security Deposit

$265
Winter Intersession: 01/02/12-01/22/12  

Private

$1,050

Double

$805
Recess/New Years Break: 12/19/11-01/02/12

Private

$1,510

Double

$1,148
Summer Term: 06/04/12-08/12/12  

Private

$3,118

Double

$2,288
First Summer Session: 06/04/12-07/08/12  

Private

$1,559

Double

$1,144
Second Summer Session: 07/09/12-08/12/12

Private

$1,559

Double

$1,144

Undergraduate Married Housing:

Housing is also available for single, married, and established unmarried couples in which at least one person is registered for a minimum of 12 credit hours per semester at Alliant International University’s San Diego campus.

Academic Year:  

Two person Suite

$14,828

Summer Term:

 

Two person Suite

$3,710

Graduate Student Housing:

Housing is also available for single, married, and established unmarried couples in which at least one person is registered for a minimum of 8 credit hours per semester at Alliant International University’s San Diego campus.

Academic Year:  

Two person Suite

$14,828

Suite

$11,362

Private

$10,006

Double

$7,270
Room Reservation  

Fee/Security Deposit

$265
Summer Semester:  

Two person Suite

$3,710

Suite

$3,390

Private

$3,188

Double

$2,288
Guest Housing:  

Student

$52
Board Only for Students Living Off Campus:  

Academic Year - Semester

$2,804

Recess/New Year’s Break

$506

Winter Intersession

$731

Summer Term

$1,,704

First Summer Session

$851

Second Summer Session

$851

Weekly

$170

Academic and Administrative Fees
 

F = Fall Sp = Spring Su = Summer
   
Class Audit Fee  

per unit

$110

(no credit, no grade)

 
Late Registration Fee $110
Late Tuition Payment Fee $60
Late Deferment Payment Fee $60
Add/Drop Fee  

per class

$30

(after the end of add/drop period)

 
Payment Plan Fee  

per term (F, Sp, Su)

$40

(plus 1.0% finance charge per month)

 
Finance Charge per month 1.0%

(on outstanding balance)

 
Reinstatement into academic program $330
Reinstatement into courses for deregistration $100
Withdrawal Fee $110

(not charged for an approved leave of absence)

 
Return Check/ACH Fee $40
Student ID Card Replacement Fee $15
GMAT Preparation Course Fee $410
Challenge Exam Fee $75

(Non-Refundable)

 
Testing Lab and Assessment Course Fees $75
Graduation Fees  

Bachelor’s Degree

$45

Master’s Degree (with or without thesis)

$55

Doctoral Degree

$70
Diploma Reprinting Fee $55
Master’s Diploma Fee $30

(for doctoral students awarded a non-terminal master’s)

 
Transcript Fee, official $10
Transcript fee, unofficial $5
License Verification Preparation Fee  

first two

no charge

each additional after two

$60

Student Association Fees

   
Undergraduate Students per term  

8 units or more

$65

fewer than 8 units

$40
Graduate Students per term  

8 units or more

$50

fewer than 8 units

$25

Full-Time Internship and Doctoral Extension students are not charged student association fees.

Application Fees and Matriculation Deposits
 

Application Fee, undergraduate and credential programs $45
Application Fee, master’s programs $55
Application Fee, doctoral programs $70
Matriculation Deposit, undergraduate and credential $100

(non-refundable)

 
Matriculation Deposit, master’s $300

(non-refundable)

 
Matriculation Deposit, doctoral $600

(non-refundable)

 

Wellness Center Fee
 

F = Fall Sp = Spring  
   
Per semester (F, Sp) $30

(Required for all San Diego Scripps Ranch students.)

 

Parking Fee
 

Per semester (Fall, Spring, Summer)    
   
San Diego, Scripps Ranch  

per semester (F, Sp, Su)

$60

(Required for all students.)

 
Los Angeles  

Day Students

 

per semester (F, Sp)

$50

Night Students

 

per semester (F, Sp)

$25

Day or night students

 

Per term (S)

$20

Student Health Insurance

Alliant offers a Student Health Insurance Plan that is provided by Kaiser Permanente. The Kaiser Student Health Insurance Plan is a comprehensive benefits plan focused on preventive care and wellness, and our students will have access to a physician and/or nurse 7 days a week year round.

Student Health Insurance rates and open enrollment dates will be published on the website and made available in advance of the beginning of the Fall semester.

All students who live on the San Diego campus, all undergraduate students, and all international students who are enrolled in at least 3 units will be automatically enrolled in and billed for Kaiser Student Health Insurance Plan each semester. Students may elect to waive the Alliant coverage and be credited for the charge if they meet the following criteria:

  • the student must provide proof of existing comparable private coverage and the private policy must cover the student through the entire semester; and
  • the student must waive the Kaiser coverage online during the published open enrollment period. No late waivers will be accepted. Spouses and dependents can be added to the policy directly with the carrier at https://studentnet.kp.org/alliant.

All other graduate students may elect to enroll in the Kaiser Student Health Insurance Plan. Enrollment in the Kaiser Student Health Plan will be held online. Dependents may also be added for an additional cost.

To review the Kaiser Student Health Insurance Plan go to https://studentnet.kp.org/alliant. The University cannot provide counseling or advice regarding the benefits of the policy. The University is only the supplier of the policy and has no authority to modify or interpret the benefits offered by the carrier. Any questions regarding benefits should be directed to https://studentnet.kp.org/alliant.

Doctoral Extension

Students who have not completed their dissertations or doctoral projects by the end of the formal period of academic instruction are expected to continue making progress on the dissertation. Since students must spend time completing research, interviewing, running data analysis programs, writing, and meeting and consulting with their dissertation committee members, students may be considered part-time or full-time for an established period, as designated by the policies of the University.

Students must maintain registration and pay the full dissertation fee through the term they submit the required final copies of the dissertation to the University library. Doctoral Students who complete all degree requirements including submission of the final copies of their dissertation by the end of the first add/drop period will be eligible for waiver of Dissertation Extension fees for the term.

Completion of doctoral degree requirements is determined by the date the dissertation is accepted by the library, not the date a student completes the oral defense.

Students are further advised that most faculty are off contract during the summer months and therefore may not be available to work with a student during this period. Arrangements should be worked out prior to registering or receiving financial aid for the summer hours to be sure that the dissertation chair or other committee members will be available to provide dissertation supervision over the summer months. If the dissertation chair and student agree to work together over the summer, then the student must register and pay for one unit of the dissertation course sequence.

Tuition Payment Policy

Tuition and fees for the Fall and Spring semester and Summer term are due and payable in full on the first day of the Fall and Spring semester and Summer term. Students taking classes during session 1 or session 2 of the Fall and Spring semester fall under the same payment deadline of the first day of the semester regardless of the start date of the class. Students wishing to register for a second session course after the end of the full-session add/drop period will be required to provide the Student Business Services Office with payment in full, proof of guaranteed financial aid funds or a valid payment plan that has been approved by the University Director of Student Business Services.

Late Registration –
Any class that is added after the add/drop deadline (usually the first 14 calendar days of the Fall and Spring semesters) must be paid for in full before it can be added to a schedule and requires clearance from the Student Business Services Office.

The student account statement is available online 24 hours a day, 7 days a week. Access to the account is available at https://ais1.alliant.edu. For assistance logging in for the first time, please contact the Alliant IT Help Desk at helpdesk@alliant.edu.

Deregistration for Failure to Pay –
Students who fail to pay their tuition by the posted deadline may be de-registered from the University. In order to have their schedule reinstated, students will be required to provide the Student Business Services Office with payment in full, proof of guaranteed financial aid funds or a valid payment plan. In addition, any student who is deregistered for nonpayment will be charged a mandatory $100 reinstatement fee and will be responsible for any late fees associated with the original balance due. 

Nonpayment of tuition or fees may result in referral of the delinquent account to an independent collection agency. If an account is turned over to an independent collection agency, the student will be responsible for all attorneys fees and other reasonable collection costs and charges necessary for the collection of any amount paid when due. A Student Business Services Hold may be placed on a student at any point during the session if satisfactory payment arrangements have not been made or kept.

Payment may be made via:

  • CASHNet online ACH payment directly from your bank account
  • Mail or walk-in check or money order
  • Bank wire

An account paid by a check which is returned by the bank uncollected, or by ACH online payment using an invalid bank account or incorrect data entry by the student, is not considered paid. If your check or ACH payment for tuition is returned by the bank for any reason, you will be billed a $40 dishonored payment fee and your registration may be cancelled. The University reserves the right to refuse payment by personal check from those individuals who have previously had items returned unpaid by their bank and may require that all future payments be made by cashier’s check, wire, money order or cash.

Tuition Payment Deadlines

If tuition has not been paid in full by the close of business on the first day of the Fall and Spring semesters or Summer term, or if an approved deferment agreement is not on file with the Student Business Services office by the deadline, the account may automatically be charged a $60 late payment.

Students who have not received their financial aid by the posted payment deadline due to negligence on their part to complete required forms and/or provide requested documents in a timely manner will be responsible for all late tuition fees, and may be de-registered. Reinstatement of registration will require completion of the financial aid process and approval from the University Director of Student Business Services.

Tuition Deferments

Tuition deferments may occur under the following circumstances:

Outstanding Financial Aid

A student who has applied for Federal Family Educational Loan Programs or any other loan in order to pay tuition must apply for a deferment agreement by the tuition deadline if the financial aid proceeds have not arrived by the tuition payment due date. An interim payment may be required depending upon the nature of the delay. When the University receives the funds, they are credited to the student’s tuition account. Any excess credit balance on the student’s account will be refunded based on the established timeframe, legal and processing requirements.

FALL TERM ONLY: Any student who has been awarded loans prior to August 1 and whose funds have not arrived by the tuition deadline date may apply for an extension of payment under the following circumstances:

  1. The student must have determined the cause of the delay and have applied for the extension with the University Director of Student Business Services prior to the third week of the session.
     
  2. Any tuition balance in excess of the loan amount must be paid in full by the tuition deadline date and any loans received by the tuition deadline must have been used for payment of tuition.

Without an approved exception, ALL APPLICABLE FEES WILL BE ASSESSED.

The University Director of Student Business Services requires confirmation from the Financial Aid Office that students filing deferment agreements have applied for loans by the deadline for fall disbursement. Any student filing after the fall disbursement deadline may be subject to additional penalties.

Monthly Installment Payment Plan

If you have a balance that is not being paid for by Financial Aid, and you do not have a past due balance from a prior term, you may be eligible for a monthly installment payment plan. Payment plans are available via your CASHNet account online. Installment payment plans are in four payments each for the Fall and Spring semesters, and three payments for the Summer term. There is a $40 service fee for enrolling in the payment plan. A 1% finance charge will be assessed to unpaid balances monthly. Late payment fees may apply to missed payments.

If you have successfully logged in and believe that you should see an “Installment Payment Plans” option, but do not have one, make sure that:

• You DO have a balance due for the current term (it may take up to 24 hours after registration for a balance to show on your account).

• You DO NOT have awarded and accepted Financial Aid that will pay your balance in full.

• You DO NOT have a prior session balance due or a hold on your student account.

A one-time $40 deferment fee is charged per semester for this plan and a finance charge will be assessed at the rate of 1% (12% APR) on the unpaid balance at the end of each month. Payments not made by the agreed upon date will be assessed a $60 Late Deferment Payment Fee.

Repeated late payments will nullify the agreement and all outstanding tuition immediately becomes payable in full. If financial problems arise, students should contact the Student Business Services Office immediately. Defaulted payment plans from prior semesters may cause a student to become ineligible for future Payment Plans. Past due balances and tuition due from prior semesters may also disqualify students from future payment plans. Students who apply for a payment plan must have a source of funding for making the payments prior to agreeing to a payment plan. Unemployment, under-employment, ineligibility for financial aid, and loss of third party payers should be considered prior to making the determination to sign a payment plan. It is the student’s responsibility to carefully determine whether or not they are able to meet the conditions of the agreement. Failure to complete the agreement can result in deregistration; therefore, it is imperative that the student be able to complete their payment agreement. 

Third-Party Tuition Assistance

Some students are entitled to tuition assistance through their employer, a government agency, or other third party.  If you are expecting another party to pay any part of your tuition and fees, please contact your campus Student Business Services office no later than the first day of the semester.  If for any reason payment is not received from the third-party, the student is responsible for all outstanding charges. 

Miscellaneous Fees and Finance Charges

Charges on a student account such as late registration or library fees are due and payable immediately. If any such charge is in dispute, a student should advise the Student Business Services Office and contact the appropriate department for resolution.

Any financial disputes must be addressed in writing within one (1) year of the charge or they will be considered accurate and payable in full.

Scholarship Deferment

If a student is receiving non-Alliant scholarship funds that are not available by the tuition schedule due date, the student may defer payment pending receipt of the scholarship. To qualify, the student must apply for the deferment prior to the payment deadline and have documentation of the award. If the deferment is not obtained prior to the deadline, all associated late payment and deferment fees will apply. Upon receipt of the scholarship the student’s tuition must be paid in full. (Students receiving tuition reimbursements are not eligible.)

Tuition Refund Policies for Students Without Financial Aid

Withdrawal from University

If a student who is not a recipient of Title IV student financial aid withdraws from Alliant International University he/she will be entitled to a refund of the unused portion of his/her tuition and fees according to the following schedule:

Students will be refunded according to the following schedule for courses at least 10 weeks in length:

  • 100% refund if officially recorded during the add/drop period
     
  • 80% refund if officially recorded within 7 calendar days after the add/drop period
     
  • 60% refund if officially recorded within 14 calendar days after the add/drop period

For courses that are at least 6 weeks but less than 10 weeks in length:

  • 100% refund if officially recorded within 7 calendar days of the start of the course
     
  • 80% refund if officially recorded within 8-10 calendar days of the start of the course
     
  • 60% refund if officially recorded within 11-14 calendar days of the start of the course.

For courses that are less than 6 weeks in length:

  • 100% refund if officially recorded within 3 calendar days of the start of the course
     
  • 80% refund if officially recorded within 4-5 calendar days of the start of the course
     
  • 60% refund if officially recorded within 6-7 calendar days of the start of the course.

For weekend only courses:

  • 100% refund if officially recorded before the beginning of course
     
  • 80% refund if officially recorded within 4 calendar days of the start of course
     
  • 60% refund if officially recorded within 5-7 calendar days of the start of the course.

In conjunction with the tuition refund schedule outlined above, there is a $110 administrative fee if all courses are dropped. This $110 fees does not apply to students taking an approved leave of absence.

Any student, who withdraws from the University and is a recipient of student loans, will have his or her costs and eligible loans prorated according to Title IV guidelines.

Dropping Course(s)

Students will be refunded according to the following schedule for courses at least 10 weeks in length:

  • 100% refund if officially recorded during the add/drop period
     
  • 80% refund if officially recorded within 7 calendar days after the add/drop period
     
  • 60% refund if officially recorded within 14 calendar days after the add/drop period.

For courses that are at least 6 weeks but less than 10 weeks in length:

  • 100% refund if officially recorded within 7 calendar days of the start of the course
     
  • 80% refund if officially recorded within 8-10 calendar days of the start of the course
     
  • 60% refund if officially recorded within 11-14 calendar days of the start of the course.

For courses that are less than 6 weeks in length:

  • 100% refund if officially recorded within 3 calendar days of the start of the course
     
  • 80% refund if officially recorded within 4-5 calendar days of the start of the course
     
  • 60% refund if officially recorded within 6-7 calendar days of the start of the course.

Procedure for Withdrawing/Requesting a Refund

A student must complete the following steps in order to receive a refund:

1. Contact an academic advisor or the Registrar’s office to officially withdraw from all course(s). Students wishing to withdraw completely from the University must prepare a University Withdrawal form. This form will require the signatures of the academic advisor (if appropriate), and financial aid counselor (if student is a financial aid recipient).

2. The form must be submitted to the Registrar’s office. For students receiving institutional, state, or federal financial aid, refunds are not always made directly to the student. If a student withdraws completely from the University, no institutional aid will be refunded to the student.

3. The official withdrawal date used for refund purposes is the date the student submits the University Withdrawal form (if withdrawing completely from the University) or Add/Drop form (if only dropping courses) to the Registrar.

Students on financial aid who withdraw from a course(s) must contact Student Business Services and their financial aid counselors for assistance in determining the impact this action has on their student account balance and financial aid prior to dropping classes.

4. If a credit balance occurs on a student account, refunds and return of funds to lenders will follow appropriate regulations. Refunds will be refunded to the student after all lenders have been paid, if applicable. Credit card refund policies will apply.

Financial Aid Refunds/Return of Title IV Funds

If a recipient of Title IV student financial aid withdraws from Alliant International University or does not complete the term for which he/she has paid, he/she may be entitled to a partial refund of his/her tuition based on the Return of Title IV Funds Policy. Under this policy, the University will determine how much Title IV student financial aid a student has earned based on the period he/she was in attendance. Any unearned Title IV student financial aid will be returned to the Title IV programs. This pro rata schedule is calculated up through the 60% point in time of the enrollment period at Alliant International University for which the student was charged (measured from the first day of classes through the end of formal instruction, the end of session, or end of term, whichever is earlier).

Funds returned to any Title IV student financial aid program may not exceed those disbursed to the student (or credited to his/her account) from that program. All Title IV refunds will be made within 45 days of the date the student officially withdraws, the date the school determines that the student has unofficially withdrawn, or within 45 days of the date the student fails to return from an approved leave of absence or notifies the school that he/she will not be returning, whichever is earlier.

Any recipient of Title IV federal student financial aid who withdraws or does not complete the term, must complete a clearance process, including a financial aid exit interview for students who have received educational loan assistance. The clearance and exit interview will explain students’ rights and responsibilities as they pertain to tuition refunds, financial aid refunds and return of Title IV funds and educational loans. (See Return of Title IV Funds examples below.)

New student matriculation deposits become tuition paid as of the first day of class and will be treated accordingly in any refund calculations.

Any refund calculated must be returned first to the Title IV programs. Refunds are allocated in the following order:

  1. Unsubsidized Federal Direct Direct Loan Program
     
  2. Subsidized Federal Direct Direct Loan Program
     
  3. Federal PLUS/GRADPLUS Loan Program
     
  4. Federal Perkins Direct Loan Program
     
  5. Federal Pell Grant Program
     
  6. Federal Supplemental Educational Opportunity Grant (FSEOG) Program
     
  7. Any other Title IV program
     
  8. Other federal, state, private, or institutional student financial aid programs.

Repayments

A repayment is cash disbursed directly to the student for non-institutional costs that must be repaid to the Title IV programs. A student will owe a repayment if he or she received a cash disbursement in excess of what was reasonably incurred before the student ceased attendance. Federal Family Education Loan Program and Federal Work Study funds are excluded from repayment calculations.

Repayments are allocated in the following order:

  1. Federal Perkins Direct Loan Program
     
  2. Federal Pell Grant Program
     
  3. Federal Supplemental Educational Opportunity Grant (FSEOG) Program
     
  4. Any other non-loan Title IV program
     
  5. Other state, private, or institutional student financial assistance programs.

Room and Board

Room Reservation Fee ($265)

A room reservation fee is required of all students applying for University housing. This fee should be on deposit prior to check-in, in order to reserve the space. This fee converts to a security deposit and is refundable at the time of check-out in most cases, provided there is no damage to the housing unit, breach of the licensing agreement, or no balance due on the student’s account with the University. The reservation fee is not refundable prior to occupancy. The reservation fee may be considered for use as a deposit for the following academic semester. The request must be submitted thirty days before the first day of the academic term for which the reservation is requested. Otherwise, the room reservation deposit will be forfeited. (Fee amounts are posted on the University’s website.)

Cancellation, Withdrawal, and Termination

Release from the Residential Living License Agreement: The student will be considered for release from the agreement only under exceptional circumstances and for compelling reasons. Such requests must be submitted in writing to the Director of Housing and Residence or designee. A student whose request is denied will be responsible for the financial obligations incurred pursuant to the agreement. These obligations include the following amounts:

  1. Thirty days prior to the first day of check-in, the one-time non-refundable room reservation deposit is forfeited.
     
  2. After the first day of check-in, the student is obligated for current and next semester room fee. Additionally, the nonrefundable room reservation deposit is forfeited.
     
  3. On-campus students awarded an Alliant Scholarship or Alliant Grant who move off campus will have their Alliant Scholarship or Alliant Grant reduced.

Students should refer to the “Residential Living License Agreement” for complete terms and conditions of living in on-campus housing.

Financial Aid

The Financial Aid Office is committed to providing assistance to qualified students who would otherwise be unable to pursue the attainment of their educational and professional goals. Most, but not all, financial aid is based on financial need as determined by the Free Application for Federal Aid (FAFSA). Some types of scholarship aid do not depend on student financial need. Need can be defined most simply as the difference between the total cost of attendance and those resources, which the student and his or her family are expected to apply toward that cost of attendance.

The Financial Aid Office provides efficient and effective access through personalized service and the use of technology. Alliant financial aid staff is available at the major locations to assist students with the aid process. In partnership with University, Federal, State, and other organizations, the financial aid office coordinates the administration of all student financial assistance to ensure equity and consistency in the delivery of funds to students.

Financing is available at Alliant in the form of scholarships, grants, part-time employment, and loans. The federal government, state government, Alliant, and private sources finance these programs. Federal and state financial aid funds are only available to students who are United States citizens or permanent residents of the United States. Each applicant is expected to provide all requested information fully and accurately. Full reporting and updating of current financial circumstances are essential requirements of all financial aid programs. Failure to notify the campus financial aid administrator of a change in circumstances from those indicated on the financial aid application may result in withdrawal of aid.

Each academic year, approximately 70-75 percent of the incoming and returning students applying on time for aid receive a financial aid package. Alliant International University is committed to helping students keep their educational loan debt to a minimum. Therefore, students are encouraged to borrow as little as possible and may be asked to review their need to borrow with the financial aid services staff.

To receive financial assistance, students are required to maintain good academic standing (see Academic Standing ). Financial aid recipients who withdraw from school during the semester will be expected to repay an appropriate amount of financial aid awarded (see Financial Aid Refund Policy section).

Because circumstances vary from year to year, an award for one year does not guarantee the same assistance in subsequent years. Thus, there may be variations in the amount of assistance offered to a student from one year to the next because of changes in the student’s resources or changes in the availability of financial aid funds.

Students are encouraged to contact their financial aid counselor if they have specific questions about the calculation of their cost of attendance, their expected family contribution, their financial aid award, the status of their application, or any change in family circumstances that affects the ability to pay educational costs. Appointments at all financial aid offices are available.

Any questions that are not answered in this section should be directed to that University office at (858) 635-4559 (phone), (858) 635-4848 (fax), or e-mail finaid@alliant.edu.

Alliant participates in the following financial aid programs:

Federal Programs 

  • AmeriCorps
     
  • Federal Teach Grant
     
  • Federal Pell Grant
     
  • Federal Supplementary Educational Opportunity Grant (FSEOG)
     
  • Federal Work Study Program (Service Learning/Community Service positions are available, and Alliant supports the America Reads program)
     
  • Federal Perkins Loan
     
  • Federal Direct Direct Loan (Subsidized and Unsubsidized)
     
  • Federal Parent Direct Loan for Undergraduate Students (FPLUS)
     
  • Federal Direct Loan Grad Plus for Graduate Students
     
  • Scholarships for Disadvantaged Students Program

State Programs

  • Cal Grant A for Undergraduates
     
  • Cal Grant B for Undergraduates
     
  • Assumption Program of Loans for Education (APLE) for students in the Teaching Credential Program
     
  • Graduate Assumption Program of Loans for Education (GAPLE)

Institutional Programs 

  • Alliant Scholarship for Undergraduates
     
  • Alliant Scholarship for Graduates
     
  • Alliant Diversity Scholarship
     
  • Alliant Scholarship for the Underserved
     
  • Alliant Business and Industry Tuition Assistance Program (BITAP)
      
  • International Student on Campus Work Opportunities (ICWO)
     
  • On-Campus Student Work Opportunities
     
  • Academic Merit Scholarships offered through a student’s academic department

Specific information about these programs is further described below and available from the Financial Aid Office.

The Application Process for Federal, State and Institutional Financing Programs

This section applies to U.S. citizens and permanent residents only.

Most United States citizens and permanent resident graduate students may qualify for U.S. federal financial aid programs or for aid from the state of California. In order to qualify, students must complete the Free Application for Federal Student Aid (FAFSA), which provides an in-depth analysis of the financial condition of the student and his/her family. This analysis (done on a yearly basis) determines how much the student/family is expected to contribute toward the cost of education. This figure is called the “expected family contribution,” or EFC. The factors that go into determining the EFC include income, assets, retirement needs, family size, and number of dependents in college. Parents’ income and asset information is included in the EFC calculation for dependent students. The definition of a dependent student for financial aid is not the definition used by the Internal Revenue Service. For purposes of financial aid, dependent students are students under the age of 24 who do not have dependents, are not married, a ward of the court, orphan, veteran, or graduate student.

Students who received financial aid for the previous year should receive a renewal email from the Federal Department of Education or your Department of Education PIN number sometime in January. Students are encouraged to file their renewal FAFSA applications electronically at http://www.fafsa.ed.gov.

If you do not receive a Renewal email from the Federal Department of Education or if you did not apply for Financial Aid for the previous year, but wish to apply for coming award year, you should do the following:

  • Complete the Free Application for Federal Student Aid (FAFSA). This form is available online at www.alliant.edu. You may also complete the FAFSA online at http://www.fafsa.ed.gov. Regardless of how an applicant completes the renewal FAFSA, the March 2 filing deadline indicated above applies. Applicants should make sure the Institution Code for Alliant (011117) is indicated on their FAFSA or Renewal Form. For future year’s priority deadline you must check with the Financial Aid Office.
     
  • California Residents:
    Undergraduate California residents who have not been awarded the Cal Grant A or Cal Grant B but wish to apply, must submit the FAFSA and the GPA Verification Form to the California Student Aid Commission (CSAC) by March 2. The GPA Verification Form is available from California Student Aid Commission.

    Applicants for programs with later admission application deadlines should consult the Alliant Financial Aid website for the applicable financial aid application dates. In general the FAFSA or Renewal Form must be received at the Federal Student Aid Processing Center within 15 days of the admission application deadline.

    It is the student’s and/or applicant’s responsibility to obtain and file all the forms by the proper deadlines in order to be considered for aid at Alliant. Students selected for federal verification must submit a photocopy of their current federal income tax return (IRS Form 1040, 1040PC, 1040A, 1040EZ, or TeleFile Worksheet to the campus Financial Aid Office by April 15 or within 30 days of notification. All students selected for verification must complete the Federal verification form and submit any necessary documentation, even if they are only applying for Direct Loan assistance.

    Only applicants for admission who meet the priority financial aid application deadlines will be considered for institutional aid, i.e., Federal SEOG and Perkins Loan assistance. Late applicants may apply for Direct Loans, Federal Work-Study and other available loan programs.

    For entering students, notification of financial aid awards is made by electronic award letter shortly after admissions. Accepted students also receive information and forms concerning application for other available loan programs.

Financial Aid Eligibility

Financial aid eligibility for need-based aid is determined using the following formula:

  Cost of Attendance

- Expected Family Contribution

= Financial Need

Financial need is the difference between what a family is expected to contribute toward the cost of the education and the actual cost of the education. For example, if the cost of education is $20,000 per year including both tuition and living expenses in the local area, and the family is expected to contribute $5,000, then the student’s need is $15,000.

It is important to remember that your expected family contribution (EFC) remains the same wherever you attend school. Your financial need will increase if you attend a higher cost rather than a lower cost institution. The financial aid packages at Alliant are designed to meet the need you have and assist students within the limits of Alliant, State, and Federal funding.

Students who receive need-based aid, the aid you receive from all sources of aid (including non-need based aid) may not exceed their cost of attendance.

Many students may choose only to seek aid for the cost of tuition and fees, since their housing, food, and other basic household costs are supported with ongoing family income. Students should talk to a financial aid officer to determine what types of aid are best for their individual situations.

Cost of Attendance and Standard Student Expense

Cost of attendance includes the following items:

  • Tuition and fees
     
  • Books and supplies
     
  • Room and board
     
  • Transportation
     
  • Personal expenses
     
  • Loan fees, if any.

Student cost of attendance budgets includes only essential costs because an equitable policy recognizes only those obligatory expenses which are not a matter of choice. Each year the financial aid office develops a cost of attendance, which includes basic living expenses, plus, for entering students, an average amount of tuition for students in a similar enrollment status. Continuing students’ tuition budget is based on the Fall amount of tuition charged after registration for both the Fall and Spring term. If the student’s cost of tuition will be different from the Fall, it is the responsibility of the student to notify the financial aid representative, so necessary adjustments may be made to the financial aid award prior to disbursement of funds for the spring.

In most cases, these budgets are for a nine-month period (two semesters). In some cases, such as for students in a 12-month internship, the cost of attendance may be adjusted to reflect the increased period of enrollment.

Standard Student Expense Budgets

Each year Alliant International University develops standard student expense budgets on which students’ cost of attendance is based. These budgets include tuition, fees, room/board, books and supplies, transportation and personal expenses. There are a variety of budgets for students in special categories; the budgets below are two of the most common. For more information on the cost of attendance for a particular program, contact any Alliant International University Financial Aid Office.

Psychotherapy Costs

Because clinical psychology students in most doctoral programs are required to complete one year (at least 30-45 hours) of personal psychotherapy, students in the clinical psychology doctoral programs should anticipate psychotherapy expenditures during their programs. CSPP programs make every effort to encourage qualified area therapists to offer psychotherapy to students at reduced rates. Typically, students spend $1,000 to $4,000 to meet the 30-45-hour requirement. Up to $4,500 (less other medical/dental expenses) of these costs may be included in a student’s cost of education budget for financial aid purposes.

Undergraduate Student Living on Campus (for nine months)

Tuition varies by units taken
Fees $370
Books and Supplies $1,656
Room and Board $7,270
Transportation $820
Personal Expenses $2,276
Total (excluding tution) $12,022

Full-Time Commuter Undergraduate Student Living Off Campus (for nine months)

 Tuition   varies by units taken
 Fees $370
 Books and Supplies  $1,656
 Room and Board  $10,864
 Transportation  $1,206
 Personal Expenses  $2,852
 Total (excluding tuition)  $16,948

Full time Commuter Graduate Student Living Off Campus (for nine months)

 Tuition   varies by units taken
 Fees   $370
 Books and Supplies   $2,096
 Room and Board   $16,096
 Transportation   $2,910
 Personal Expenses   $3,044
 Total (excluding tuition)   $24,516

 

Satisfactory Academic Progress Policy for Students Receiving U.S. Federal Financial Aid

The academic requirements that students who receive U.S. federal assistance must meet to maintain their eligibility have changed due to new guidelines adopted by the Federal Department of Education effective July 1, 2011. Students must now meet new standards of Satisfactory Academic Progress (SAP) effective this fall term 2011.

These SAP standards may be different from, and at times, more stringent than, the satisfactory academic progress policies adopted by Alliant’s academic programs. The federal guidelines require that Alliant’s Financial Aid Office conduct reviews of student progress at the end of fall, spring, and summer terms to determine if students are making satisfactory progress towards earning their degree and therefore remain eligible for federal financial aid. (These SAP reviews should not be confused with Student Evaluation and Review Committee (SERC) reviews conducted by Alliant’s academic programs).

What are the SAP standards?

Cumulative Minimum Grade Point Average:

Undergraduate students must achieve a 2.0 GPA by the end of their first term of enrollment and must maintain at least a cumulative 2.0 GPA throughout their program enrollment.

Graduate students must achieve a 3.0 GPA by the end of their first term of enrollment and maintain at least a cumulative 3.0 GPA throughout their program enrollment.

Law students must achieve a 2.0 (70%) GPA by the end of their first term of enrollment and maintain at least a cumulative 2.0 (70%) GPA throughout their program enrollment.

Average Credit Hours per Semester (Full time students only):

Full time Undergraduate students must have completed, with a passing grade, an average of 8 credits per semester using formula: number of credit hours completed/number of semesters.

Full time Graduate students must have completed, with a passing grade, an average of credits as indicated on the attached matrix per semester using formula: number of credit hours completed/number of semesters.

Law students must have completed, with a passing grade, an average of 6 credits per semester using formula: number of credit hours completed/number of semesters.

Completion Ratio (Pace of Progression):

Undergraduate students have a course completion ratio of at least 67% using the formula: number of credit hours earned/ number of credit hours attempted.

Graduate students have a course completion ration of at least as indicated on the attached matrix using the formula: number of credit hours earned/number of credit hours attempted.

Law students have a course completion ratio of at least 58% using the formula: number of credit hours earned/ number of credit hours attempted.

Maximum Length of Study (Maximum Timeframe):

Undergraduate programs must be completed within a period no longer than 150% of the published length of the educational program.

Graduate programs must be completed within a period no longer than the maximum time frame indicated on the attached matrix for your program. Aid eligibility is limited to these maximum timeframes.

Law programs must be completed within a period no longer than 175% of the published length of the educational program.

Students who satisfy these requirements are in good standing with respect to financial aid and will continue to be eligible for aid.

Timing of Review Process:

The Financial Aid Office will review students’ academic records each term after grades are posted to determine whether the SAP standards have been met. Students who do not meet any of the standards will receive a letter from the Financial Aid Department placing them on “Warning” Status for purposes of financial aid eligibility. These students may continue to receive aid for one term, and have until the end of that term to meet the SAP eligibility standards. If after the one term of warning status these students have not met the standards of Satisfactory Academic Progress, they will be ineligible for federal financial aid for future semesters.

A student has the opportunity to appeal to the Financial Aid appeals committee (not to be confused with the SERC) and if it is found that there are extenuating circumstances in accordance with the SAP policy, the student may be reinstated to aid eligibility status. Some appeals may require that the student meet certain standards each term to remain eligible for financial aid.

 

Graduate Program
    Total units toward completion of degree   Program length based on current catalog   Maximum time frame to complete program   Maximum percentage of time to complete program   Minimum number of units to complete each term   Ratio of units attempted vs completed to meet maximum time frame
ASM                            
Based on full-time enrollment                          
  Business Administration MA   39 units   2 years   4 years   200%   5   50%
  Business Administration DBA   60 units   2 - 3 years   4 years   200%   7.5   50%
  Accelerated MA   39 units   2 years   4 years   200%   5   50%
  International Relations MA   30 units   2 years   4 years   200%   5   50%
  International Business Administration MA   39 units   2 years   4 years   200%   5   50%
  Leadership PhD   75 units   3 years   6 years   200%   6.25   50%
Based on part-time enrollment                          
  Business Administration MA   39 units   3.25 years   6.5 years   200%   3*   50%
  Business Administration DBA   60 units   5 years   10 years   200%   3*   50%
  Accelerated MA   39 units   3.25 years   6.5 years   200%   3*   50%
  International Relations MA   30 units   2.5 yers   5 years   200%   3*   50%
  International Business Administration MA   39 units   3.25 years   6.5 years   200%   3*   50%
  Leadership PhD   75 units   6.25 years   12.50 years   200%   3*   50%
                             
CSFS                          
  Clinical Forensic Psychology: Forensic Victimology Concentration PsyD   120 units   4 years   7 years   175%   8.5   58%
  Clinical Forensic Psychology PsyD   120 units   4 years   7 years   175%   8.5   58%
  Clinical Forensic Psychology PhD   150 units   5 years   8 years   160%   9.5   63%
                             
CSPP                          
  CSPP PhD   150 units   5 years   8 years   160%   9.5   63%
  CSPP PsyD   120 units   4 years   8 years   200%   7.5   50%
  CFT MA   63 units   2.5 years   5 years   200%   6.5   50%
  CFT (Entering with Masters) PsyD   54 units   3 years   6 years   200%   5   50%
  CFT PsyD   117 units   5 years   8 years   160%   7.5   63%
  Clinical Counseling MA   48 units for this year, 60 for next year on   2.5 years   5 years   200%   9.5   50%
  Consulting Psychology PhD   102 units   4 years   8 years   200%   6.5   50%
  I/O PhD   92 units   4 years   8 years   200%   5.75   50%
  I/O MA   48 units   2.5 years   5 years   200%   5   50%
  Organizational Psychology MA   46 units   2.5 years   5 years   200%   4.5*   50%
  Organizational Psychology PhD   92 units   4 years   8 years   200%   5.75   50%
  Organizational Behavior MA   34 untis   1.5 years   3 years   200%   5.5   50%
  Organizational Development PsyD   66 units   3 years   6 years   200%   5.5   50%
  Counseling Psychology MA   63 units   2.5 years   5 years   200%   6   50%
  Dual CSPP - I/O PhD   150 general units, 30 intern   5 years   8 years   160%   9.5   63%
                             
HSOE                          
Based on full-time enrollment                          
  ELM EdD   61 units   3 years   6 years   200%   5   50%
  TESOL EdD   60 untis   3 years   6 years   200%   5   50%
  Educational Psychology PsyD   110 units   5 years   10 years   200%   5.5   50%
  Educational Psychology (Enrolling with Masters Degree) PsyD   50 units   3 years   6 years   200%   4.5*   50%
  TESOL MA   30 units   2 years   4 years   200%   3.75*   50%
  Teaching MA   30 units   2 years   4 years   200%   3.75*   50%
  Educational Administration MA   30 units   2 years   4 years   200%   3.75*   50%
  School Psychology MA   60 units   3 years   6 years   200%   5*   50%
  Teaching Credential   24 units   1.5 years   3 years   200%   4*   50%
Based on part-time enrollment
                         
  ELM EdD   61 units   5 years   10 years   200%   3*   50%
  TESOL EdD   60 units   5 years   10 years   200%   3*   50%
  Educational Psychology PsyD   110 units   9 years   10 years   111%   5.5   89%
  Educational Psychology (Enrolling with Masters Degree) PsyD   50 units   4.25 years   9 years   200%   3*   50%
  TESOL MA   30 units   2.5 years   5 years   200%   3*   50%
  Teaching MA   30 units   2.5 years   5 years   200%   3*   50%
  Educational Administration MA   30 units   2.5 years   5 years   200%   3*   50%
  School Psychology MA   60 units   5 years   10 years   200%   3*   50%
                             
PGS                          
Based on full-time enrollment                          
  PGS MA   60 units   2 years   3 years   150%   10   67%
Based on part-time enrollment
                         
  PGS MA   60 units   4 years   6 years   150%   5*   67%
                             
 

 *Please note: Students must be attending 5 units of general or 3 units of dissertation sequence each semester to be eligible for financial aid.

 

Financial Aid for Study Abroad

Financial aid for study abroad is available at Alliant. In general, federal funds can be used for study abroad. State funds are limited to institutions located in California. However, courses taken through a study abroad program must in all cases be acceptable for transfer into the student’s program of study at Alliant. Approval for study abroad must first be obtained through an Academic Advisor. Upon obtaining approval from their Academic Advisor, Alliant students must obtain a Consortium Agreement from the Financial Aid Office. This form must be complete well in advance of the student’s departure. Contact the Financial Aid Office for further details.

Student Course Load for Student Financial Aid Programs

For all Federal and State financial aid the definition for full time is:
Graduate students = 8 Units
Undergraduate students = 12 Units

Federal Programs

To be eligible for the Federal Direct Loan Programs, student must be enrolled at least half time in units related to program.

Half time enrollment is defined as:

  • 6 semester units for credential and undergraduate students
     
  • 5 semester units for graduate students
     
  • 3 semester units for dissertation sequence students
     
  • 3 semester units if last term of CFT practicum

Students enrolled less than half time are not eligible for the Federal Direct Loan programs.

For graduate Perkins loans students must be attending at least 8 credits per term.

Undergraduates must be attending 12 credits per term for the Perkins.

State Programs

For State financial aid the following credits are considered for undergraduate aid:

6-8 units Half time  
9-11 units Three quarter time  
12+ units Full time  

Institutional Programs

The following graduate/undergraduate institutional aid programs require that students register and pay per unit cost for the equivalent of at least the number of units indicated:

  • Alliant Scholarship-Undergraduate (12 units)
     
  • CSPP Merit Scholarship (12 units)
     
  • CSFS Merit Scholarship (12 units)
     
  • ASM Merit Scholarship (9 units)
     
  • CSPP-CFT Merit Scholarship (9 units)
     
  • Alliant Scholarship-Graduate (8 units)
     
  • HSOE Merit Scholarship (6 units)

Other federal and state aid programs may also require full-time enrollment.

Disbursal of Financial Aid Awards

Annual Financial Aid awards will be divided by the number of terms for which the student is enrolled and disbursed by term as long as the student meets the eligibility requirements for the aid each term.

Student Loan Fund Release Policy

If all paperwork, Stafford entrance test, verification and loan funds are received, student loan funds may post to the student’s school account ten (10) days prior to the first day of the term. However, Department of Education rules allow fourteen (14) days from the first day of the term to return excess payments to students. Any questions regarding delay in loan arrival should be directed to the Financial Aid Office.

Descriptions of Aid Offered by Alliant

Alliant is committed to helping make the cost of education affordable and sets aside funds each year for student scholarships. Alliant scholarship assistance is credited towards the recipient’s tuition account. 

Alliant International University Diversity Scholarships

To promote multicultural and international competence and to support our core values of Intellectual Advancement, Diversity and Social Responsibility, Alliant International University has established the Alliant Diversity Scholarship (ADS). This scholarship is designed to enable all students to pursue their educational, scholarly and career interests in an environment that recognizes both the distinctiveness of each person’s experience and the common humanity that unites us.

The University awards the Alliant Diversity Scholarship in a manner that does not result in an advantage or disadvantage to a recipient because of his or her gender, age race, color, religious creed, national or international origin, disability, or sexual orientation. Awards are based on neutral criteria such as need or socioeconomic status, first in generation to go to college, single geographical limitations such as areas affected by natural disasters, international, national or local strife (i.e. war, civil unrest). Applicants may be international or domestic, undergraduate or domestic, undergraduate or graduate, full or half-time students (award will be pro-rated).

Institutional Aid

Donor Scholarships

In addition, Alliant has several dozen endowed and memorial scholarships that are awarded according to criteria stipulated by the respective donors. A complete list is available on Alliant’s Financial Aid Scholarship webpage.

Institutional Campus Work Study (ICW)

Institutional Campus Work Study provides funding for international students, and is awarded by Alliant to fill critical positions on campus. International students are required by federal regulation to possess a social security number to work on campus. Social security numbers may be obtained by contacting the Social Security Administration at 1 (800) 772-1213. The needs of the University, the availability of funding and a student’s qualifications impact a student’s eligibility for continued employment.

State Aid

Cal Grant A and Cal Grant B

These California State funded programs are designed to assist California residents. The California Student Aid Commission (CSAC) determines eligibility for new recipients. The Financial Aid Office determines renewal eligibility after all FAFSA information is received, need determined, and CGPA calculated.

Cal Grant A

This grant assists low and middle-income undergraduate students with tuition expenses. Grant recipients are selected on the basis of grade point average and documented financial need.

Cal Grant B

This grant provides assistance to undergraduate students from economically disadvantaged backgrounds. Students receive assistance for tuition and a stipend for books and supplies.

Note:

Students notified by CSAC that they will receive a Cal Grant A and Cal Grant B and that this aid is not included in their financial aid packages should notify the Financial Aid Office as soon as possible.

Federal Aid

Federal Supplemental Educational Opportunity Grant (FSEOG)

These federal funds are awarded to undergraduate students with exceptional financial need who are pursuing their first undergraduate degree. Priority is given to Federal Pell Grant recipients

Federal Work Study Program (FWS)

FWS is an employment program largely funded by the federal government and supplemented by employer contributions. The goals of the program are to help students meet their educational expenses, encourage participation in community service activities, and instill a sense of social responsibility and commitment to the community. FWS strives to complement and reinforce the student employees’ educational programs and career goals.

Under the Federal Work-Study (FWS) program, students are employed in part-time jobs on campus or in other nonprofit agencies to help meet a portion of their cost of attendance. FWS earnings are considered taxable income and must be reported as such. Doctoral extension students are eligible to work under FWS as long as they are enrolled at least half-time (5 credits). Students may earn up to the maximum amount specified in their financial aid package or otherwise certified by the campus Financial Aid Office. On average, FWS students work 10-20 hours per week during the academic year.

Notification of eligibility for employment under the FWS program does not guarantee employment nor does it guarantee that the student will earn the maximum amount offered. The actual amount earned depends on the student’s employability, class schedule, and the number of hours worked. Termination of a particular FWS job opportunity may occur if the service is no longer needed.

Each year, at least seven percent of an eligible institution’s FWS allocation must be used for Community Service. Alliant encourages students to investigate opportunities for on-campus community service employment and opportunities for off-campus employment through community service agencies that serve the entire community.

In general, community services include:

  1. Health care, child care, literacy training, education (including tutorial services), welfare, social services, transportation, housing and neighborhood improvement, public safety, crime prevention and control, recreation, rural development and community improvement
     
  2. Support for students (other than for an institution’s own students) with disabilities
     
  3. Activities in which a FWS student serves as a mentor for such purposes:

    1. Tutoring
       
    2. Supporting educational and recreational activities
       
    3. Counseling, including career counseling

The Department of Education permits schools to waive both the institutional and agency employer matching requirements for students who are employed as reading tutors for children in pre-school and elementary school. This regulatory change is intended to provide schools with the flexibility to respond to the America Reads Challenge, which will mobilize resources to ensure that all children can read independently by the third grade.

Additional information about FWS Community Service is available from the Financial Aid Office.

Federal Perkins Loan

This Federal loan program is designed for students with exceptional financial need. This program is available for undergraduate and graduate students who are U.S. citizens or eligible non-citizens with demonstrated need. The current Federal Perkins interest rate is 5%. Undergraduates may borrow up to $5,500 per year, but the aggregate amount may not exceed $27,500. Graduate students are limited to $8,000 per year and may borrow up to a maximum of $40,000, which includes money borrowed as an undergraduate. Borrowers must sign a promissory note and pass the Perkins entrance examination before funds can be disbursed. Federal Perkins borrowers are required to attend an Exit Loan Counseling session prior to withdrawal or graduation.

Interest does not accrue while the borrower is enrolled in school at least halftime, during the grace period, or during authorized deferments. The borrower is responsible for paying the interest that accrues on the loan during repayment or forbearance. Loans made after July 1, 1993 are repayable over a period of up to 10 years and have a nine-month grace period. As of October 1, 1998, students who are in the reserves of the Armed Forces and are called to active duty are exempt from payment and are not considered to have used any of the grace period for active duty periods of up to three years. Should the period of active duty end during an enrollment term, the exemption would continue until the beginning of the next enrollment term. Deferments are available for at least half-time enrollment in an eligible institution, study in an approved graduate research fellowship or rehabilitation program, for periods of unemployment or economic hardship (limited to a total of thirty-six months over the life of the loan), and for types of service that qualify the borrower for partial cancellation of the loan. Students may also be granted forbearance (which only defers principal) for periods of up to one year at a time (limited to a total of thirty-six months over the life of the loan).

Perkins loans may be canceled in part for each year of completed service as a teacher in a low-income school, as a teacher in a shortage area as determined by the state where the school is located, as a teacher of the handicapped, for military service in an area of hostility, as a full-time volunteer in VISTA or the Peace Corps, as a law enforcement or crime prevention officer, as a provider of early intervention services in a public or non-profit program, as a provider of services to high-risk children in a non-profit family service agency, as a licensed or registered nurse, or as a licensed or certified medical technician. Military cancellations may be granted for four years maximum for a total of 50 percent of the loan. Peace Corps and VISTA cancellations also may be granted for four years maximum, but for a total of 70 percent of the loan.

All other cancellations may be granted for five years for a total of 100 percent of the loan. Students who are providing any of these services during pre-doctoral internships required to complete academic requirements should be aware that in order to qualify for cancellation they must be considered full-time professionals by the employing agency in terms of salary, tenure, and benefits. New cancellation and forbearance rules have been given by the Department of Education, therefore please read the Promissory Note for all possibilities.

As of October 7, 1998, loans made before July 1, 1993, are eligible for the above deferments and cancellations (for benefit periods beginning October 7, 1998), as well as any deferments and/or cancellations stated on the promissory note. Students with loans made prior to July 1, 1993, may find it helpful to consult their promissory notes. Complete information on deferments and cancellations is available to all students from the University wide Financial Aid Services.

Federal funding allocations for the Perkins Loan Program have fluctuated over the past several years. As a result, Alliant cannot guarantee average awards for subsequent years.

The following chart represents a sample repayment schedule for various Perkins loan amounts borrowed:

Amount
Borrowed
No. of
Months
Monthly
Payments
Total
Payments
Finance Charge
at 5% Annual
$ 1,000   25   $ 40.00   $ 1,058.16   $ 58.16  
2,000   56   40.00   2,247.37   247.37  
3,000   90   40.00   3,604.55   604.55  
5,000   120   53.03   6,364.06   1,364.06  
7,000   120   74.25   8,909.42   1,909.42  
9,000   120   95.46   11,455.05   2,455.05  
10,000   120   106.07   12,727.71   2,727.71  

Scholarships for Disadvantaged Students

This program is limited to full-time students in the Clinical PsyD and PhD programs within the California School of Professional Psychology. Funded by a grant from the Department of Health and Human Services (HHS), this program is designed to assist students who meet specific criteria used to identify disadvantaged students. The criteria are listed in the Addendum to the Application for Financial Aid contained in the Alliant Financial Aid Packet. Awards are credited to the recipients tuition accounts, divided equally between the Fall and Spring semesters. Funding is contingent upon annual grants from HHS.

Federal William D Ford Direct Loan

The following information pertains to the Federal William D. Ford Direct Loan. Starting July 1, 2010, all student borrowers will be using Direct Loan as their lender which includes the following programs:

• Federal William D. Ford Subsidized Direct Loan

• Federal William D. Ford Unsubsidized Direct Loan

• Federal William D. Ford Direct Loan Parent Loan for Undergraduate Students

• Federal William D. Ford Grad Plus for Graduate Student Direct Loan

• Federal William D. Ford Unsubsidized HEAL Direct Loan

Federal Subsidized Direct Loan and Federal Unsubsidized Direct Loan Programs

These are long-term, low-interest loans borrowed directly from a bank, credit union, savings and loan association, or other participating lender. The loan is guaranteed by a state or private non-profit agency and insured by the federal government.

There are two types of Direct Loans—subsidized and unsubsidized. Eligibility for subsidized Direct Loans is based on financial need (demonstrated via the FAFSA or Renewal Form). Students who do not demonstrate (sufficient) need may borrow unsubsidized Direct Loans. Maximum loan eligibility is indicated on each student’s financial aid award letter. When students are eligible for a subsidized Direct Loan, the government pays the interest that accrues on the loan while in school. Students receiving an unsubsidized Direct Loan are charged the interest on the loan while in school, in grace period and in deferment. Students have the option of paying the interest on their loan as it accrues or it can be capitalized (the interest is added to the principal balance of the loan). Alliant recommends paying interest on unsubsidized loans. The amount of subsidized and unsubsidized eligibility is based on financial need, dependency status, and grade level. Students who do not qualify for all or part of a Subsidized Direct Loan based on need may qualify for an Unsubsidized Direct Loan. The combined loans may not exceed the annual or aggregate lifetime limits.

The interest rate for Federal Direct Loans starting July 1, 2006 will be a fixed rate of 6.8%. In addition to loan interest, students are generally charged two loan fees: an origination fee by their guarantor and an insurance premium fee by their lender. The origination fee offsets operational costs of the program. The maximum combinations of subsidized and unsubsidized Direct Loans students are eligible for are detailed in the following information.

Annual Loan Limits Additional Unsubsidized

(Subsidized and Limits for Independent* Unsubsidized) Student Borrowers

                                                   Subsidized                            Unsubsidized
  Freshmen $3,500 $6,000
  Sophomores 4,500 6,000
  Juniors/Seniors 5,500 7,000
  Teaching Credential 5,500 7,000
  Graduates 8,500 12,000

*You are an independent student if you:

  1. Were born before January 1, 1988
     
  2. Are married
     
  3. Are a veteran
     
  4. Have legal dependents other than a spouse or child
     
  5. Are an orphan or ward of the court, or were a ward of the court until age 18
     
  6. Classified as a graduate student
    Please read the FAFSA for other criteria for independent status

A dependent undergraduate student may borrow up to a cumulative total of $31,000 with no more than $23,000 in subsidized loan. An independent undergraduate student may borrow a lifetime aggregate of $57,500 subsidized and unsubsidized loan. A graduate student may borrow up to $20,500 subsidized and unsubsidized per year. The cumulative maximum for subsidized Direct is $65,500 (total includes both undergraduate and graduate loans). The maximum graduate aggregate loan debt for subsidized and unsubsidized loans is $138,500.00 (includes undergraduate and graduate loans from all schools attended).

If you are eligible for a Federal Direct Loan you must submit a copy of your current Financial Aid Award indicating how much you wish to borrow. Moreover, if you are a first time borrower, you must complete and submit a Master Promissory Note electronically through the electronic award letter. The Master Promissory Note (MPN) was developed by the U.S. Department of Education to eliminate the need for students to submit new promissory notes every year. New Direct Loan borrowers must submit both the MPN and their award letter to borrow from the Direct Loan programs. Continuing students who have already completed the MPN must return a copy of their financial aid award reflecting how much they wish to borrow from the subsidized Direct Loan Program and/or the Unsubsidized Direct Loan Programs. Alliant processes loans electronically by transmitting students’ data to their lenders. Students should remember which lender they chose so that all further loans can be submitted to the same lender

Federal GRADPLUS for Graduate Students

The Federal GRADPLUS for Graduate students is a federal loan program. Banks, savings and loan associations and credit unions that participate make these loans. Interest rates are a fixed 8.5% starting July 1, 2006 and 7.9% for those that use Direct Loan as their lender. Interest is charged on the loan once as disbursement is made to the school as it is with the unsubsidized Direct. Students must be attending at least half time enrollment to be eligible for the loan. Students must be preapproved for the loan as it is dependent on the credit of the borrower. The standard repayment period is 10 years but students may request an extended repayment plan to consolidate the loan after starting repayment for the loan. A separate Master Promissory Note must be filled out for this loan through the lender.

Federal Parent Loan for Undergraduate Students (PLUS)

The Federal Direct Parent Loan for Undergraduate Students (PLUS) is a federal loan program available for parents of undergraduate students. Banks, savings and loan associations and credit unions that participate make these loans. Interest rates are a fixed rate of 8.5% and 7.9% for those that use Direct Loan as their lender. The Federal Direct PLUS may be used to replace the expected Parent and/or Student Contribution to supplement the total financial aid package up to the amount of the budget.

The maximum repayment period under this program is 10 years (not including authorized periods of deferment).
Deferments are available for new borrowers during at least half-time enrollment in an eligible institution; study in approved graduate fellowship or rehabilitation programs; periods of unemployment and economic hardship.
Complete information on Direct Loan deferments is available from the Financial Aid Office.

Sample loan repayment schedules for 7 percent, 8.25 percent, and 9 percent interest rates are illustrated below.
Payments are rounded to the nearest whole dollar.
 

Amount
Borrowed
No. of
Months
Monthly
Payments
Total
Payments
Finance Charge
at 7% Annual
$  5,000   120   $  58   $  6,966   $  1,966  
10,000   120   116   13,933   3,933  
15,000   120   174   20,899   5,899  
20,000   120   232   27,866   7,866  
25,000   120   290   34,832   9,832  
                   
Amount
Borrowed
No. of
Months
Monthly
Payments
Total
Payments
Finance Charge
at 8.25% Annual
$  5,000   120   $  61   $  7,359   $  2,359  
10,000   120   123   14,718   4,718  
15,000   120   184   22,078   7,078  
20,000   120   245   29,437   9,437  
25,000   120   307   36,796   11,796  
                   
Amount
Borrowed
No. of
Months
Monthly
Payments
Total
Payments
Finance Charge
at 9% Annual
$  5,000   120   $  63   $  7,601   $  2,601  
10,000   120   127   15,201   5,201  
15,000   120   190   22,802   7,802  
20,000   120   253   30,402   10,402  
25,000   120   317   38,003   13,003  

Unsubsidized Federal Direct-HEAL Replacement

Under this program, students who are enrolled in APA accredited Clinical PsyD and PhD Programs at CSPP/Alliant are eligible to apply for the Health Education Assistance Loan Program (HEAL). Eligible borrowers may borrow an additional $12,500 per academic year in place of the phased out HEAL program. The new aggregate loan limit for unsubsidized loans will be $224,000 less the aggregate amount of any subsidized loans made to students affected by the phase out of the HEAL Program. Other eligibility criteria, interest rates, fees, repayment and deferment provisions for this loan program are the same as those for the Unsubsidized Direct Loan Program.

Other Aid Sources

Applicants and students with access to the Internet are encouraged to take advantage of a number of recently developed and improved sites that provide useful financial aid information. One of the best sites is The Financial Aid Information Page (http://www.finaid.org/). Among the many services offered free of charge are:

  • Information about funding for graduate school
     
  • Access to several online searchable databases containing over 200,000 private sector scholarships, fellowships, grants and loans
     
  • EFC Estimator, an online calculator that computes an estimate of the student’s expected family contribution and financial need using the Federal Need Analysis Methodology
     
  • A loan repayment calculator that calculates manageable debt levels based upon anticipated income
     
  • An annotated bibliography of financial aid resource materials

Assistantships

Positions as teaching assistants, research assistants, library assistants and administrative assistants are available on a limited basis at Alliant locations. At some locations, these positions are paid exclusively through FWS and, consequently, are available only to FWS eligible students. A limited number of these positions, however, are paid with institutional funds and are open to all qualified students.

All student employees are expected to maintain confidentiality; student employees must sign a confidentiality form each year prior to beginning work at the University.

Paid Field Placements

Some Alliant programs require field placement requirements. Some field placement agencies offer training stipends to the students placed with them. Depending on the area of study, stipends can range from $200 to over $20,000 per year; the upper end is generally for full-time APA or APPIC internships. On average, approximately one quarter of Alliant’s students who are in programs with field placement components receive agency-sponsored stipends. (Stipends are considered taxable income and must be reported accordingly.)

Veterans Benefits

Please refer to the Military and Veterans  section for information regarding benefits.

APA Minority Fellowship Program

Under this program, the American Psychological Association provides fellowships of up to $10,000 in stipends and negotiated amounts to the recipient (through Alliant); Alliant has agreed to provide scholarship assistance up to half the student’s tuition for the Fall and Spring semesters, regardless of financial need. The combination of resources is designed to cover the student’s tuition and some ancillary expenses. Awards are made for one year, but are renewable for two additional years. Applicants must be U.S. citizens, file the FAFSA or Renewal Form and the Alliant International University Application for Financial Aid, and be enrolled full-time in either the Clinical PsyD or PhD programs at Alliant. Applications are accepted September 1 to January 15, prior to the academic year for which the applicant is seeking the fellowship. Applications are available from the American Psychological Association, APA Minority Fellowship Program, 750 1st Street N.E., Washington, DC 20002, (202) 336- 6027, e-mail mfp@apa.org. Information is also available at www.apa.org/mfp.